Diwali, the most awaited festival, includes the excitement of going back home and reuniting with family and friends. As the festival of lights approaches, the streets light up with decorations, markets are filled with shoppers, and millions of people start planning their journey to celebrate with loved ones.
Considering the busiest time of the year for travellers, it also includes unexpected flight delays, ticket cancellations, luggage loss or any medical conditions. Fortunately, travel insurance helps to cover these uncertainties so you can enjoy festivities stress-free.
In this blog, we’ll explore insurance benefits for your Diwali trip, provide pro tips on choosing the right insurance, and help you make an informed decision.
What is Travel Insurance?
This insurance policy safeguards your trip from unexpected events that may occur during your travels. From medical emergencies to lost luggage to flight delays and cancellations, the travel insurance covers everything, whether you travel nationally or internationally, and ensures you have a stress-free trip during festivities.
Benefits of Insurance for Diwali Travel
When purchasing insurance, you can unlock various benefits to protect your travels. Here are some:
- Trip Cancellation Coverage: If your trip is cancelled due to unforeseen circumstances or medical emergencies, the insurance covers the expenses and ensures you do not become financially burdened.
- Lost or Delayed Baggage: The insurance reimburses for the loss or delay of baggage, covering the cost of essential items.
- Medical Emergency: Travel insurance covers the medical expenses if you fall sick or get injured while travelling.
- Loss of Passport: The insurance bears the cost of passport replacement if lost or stolen.
- Flight Delays or Cancellations: With a rush during the festive season, you can expect a delay or cancellation of tickets. But, with insurance, the cost incurred will be covered, reducing the financial stress.
- Emergency Cash: Many insurance providers offer a certain amount of cash and accommodation assistance for emergencies.
Insurance for Diwali International Travel
If you are considering travelling abroad this Diwali, having a travel insurance international is more than necessary. It protects you against risks like lost luggage and documents, flight cancellation or delays, and other potential unexpected expenses during the trip.
International insurance offers broader coverage as other added risks, including legal assistance, may occur while travelling. This policy is essential as it ensures you enjoy your holidays without worrying about unforeseen expenses and complications.
Stashfin Travel Insurance
As the leading provider of financial services, Stashfin is an online platform offering a wide range of insurance. The travel insurance plan provided by Stashfin offers comprehensive coverage and assistance to ensure you have a safe and stress-free travel experience.
Key highlights of Stashfin’s insurance plan for your Diwali travel:
- Offers coverage of up to ₹60,000 for a tenure of 12 months at an affordable premium of ₹189.
- Stashfin provides 24/7 assistance to its users, ensuring they are assisted whenever required.
- It offers emergency cash assistance of up to ₹10,000 and up to ₹40,000 coverage for hotel accommodations in case of flight cancellation or delays.
Choosing the Right Insurance for Stress-Free Travels
With numerous available options, choosing the right platform becomes overwhelming. Here are some of the steps to consider while selecting the best provider:
- Estimate your trip, including all the unexpected expenses such as flight delays and cancellations, baggage loss, etc.
- After estimating, choose the plan that best suits your expectations and budget.
- Look for a policy that offers maximum coverage in multiple situations to ensure a peaceful travel experience.
- Disclose all the essential details to the provider to avoid any future problems while claiming.
- Read all the documents carefully and understand the terms and conditions.
Conclusion
As you prepare to spend time with loved ones and celebrate the festival, don’t let the fear of travel risks dampen the festive spirit. Whether you travel domestically or internationally, the right insurance policy will ensure you are covered from unexpected events.
Technological advancements allow you to get travel insurance online and secure your trip quickly and conveniently. Remember to read the fine print and learn about the terms and conditions. So, what are you waiting for? Plan your trip, pack your bags and enjoy a safe and happy Diwali!