DDA Delhi Development Authority, or DDA, was introduced in 1957 to develop Delhi in a balanced and systematic way. It is a statutory body responsible for planning and executing various land-related projects. To meet the growing housing demand, DDA has launched various affordable housing schemes that citizens can apply for according to their budgets.
For EWS and LIG categories, for loans of up to INR 6 lakh, there is an upfront subsidy of 6.5% p.a. on interest. For the MIG-1 category, for loans of up to INR 5 lakh, an upfront subsidy of 4% p.a. on interest. Whether it is a 60 Lakh Home Loan EMI or an 80 Lakh Home Loan EMI, the same can be calculated using an EMI calculator under the PMAY Scheme.
DDA Housing Official Details
Mentioned are the details of the DDA Housing Scheme 2024:
| Launched by | Government of India |
| Beneficiaries | Citizens of Delhi |
| Location | Jasola, Dwarka, Narela, Rohini, Siraspur, Lok Nayak Puram |
| Objective | Provide flats at cheaper rates |
| Website | dda.gov.in |
| Last date to apply | Not announced |
| DDA Toll-Free Number | 1800110332 1124661810 1124658433 |
| Office Address | Vikas Sadan, New Delhi 110023 |
Documents Required for Housing Scheme 2024
Mentioned are the documents required to be uploaded for Housing Scheme 2024:
- Self-Attested Copy of PAN Card
- Duly Filled Affidavit
- Self-Attested copy of Bank Account Passbook
- Identity Proof of the Applicant – Passport, Government ID Card, Driving License, Ration Card, Aadhar Card (Any of the above).
- Residence Proof – Self-attested copy of electricity bill, water bill, telephone bill, etc.
- Income Proof for the EWS category individuals.
- Caste Certificate (If applicable)
- Handicapped Certificate (If applicable)
Eligibility Criteria
Mentioned are the eligibility parameters that should be met by an applicant to apply for DDA Housing Scheme 2024:
- An applicant should be a citizen of India.
- An applicant must have attained the age of 18 years at the time of booking the flat.
- In the case of EWS Flats, the annual family income should be less than INR 10 lakhs. There are no such income criteria for other flats.
- An applicant should possess a PAN card.
- An applicant should have an active bank account number.
- People who do not fully or in part own or leasehold a residential plot or flat exceeding 67 square metres in any urban area of Delhi, Delhi Cantonment, or New Delhi.
- Both husband and wife can apply for the scheme separately, i.e., on their own. If both of them get selected in the draw, one of them can retain the flat.
How to Apply Online for the DDA Housing Scheme
Mentioned below are the steps to apply for DDA Housing Scheme 2024 online:
Step 1: Go to the official web portal of DDA.
Step 2: Using your PAN and other details, create your login credentials.
Step 3: Log in using the same credentials and register yourself for DDA Phase IV.
Step 4: Next, pay the registration fees for INR 1180 (including GST) online. This amount is nonrefundable.
Step 5: Once you register successfully, the flats available on offer can be booked.
Step 6: Now, choose a flat from the options available.
Step 7: Once the flat is chosen, a 15-minute window opens. The booking amount can then be deposited through a single online transaction.
Step 8: During this 15-minute time span, this particular flat will not be available for selection purposes.
Step 9: The target flat gets reserved once the payment is completed and confirmed.
Step 10: A Demand-cum-allotment letter is provided within a period of 24 hours.
Note: The maximum interest-free period to deposit the cost of the flat will be 60 days. The time of 60 days will be started from the date of issuance of demand-cum-allotment letter. In the next 30 days, an interest-free period will be made available to the allottees on which they have to bear an interest rate of 11% per annum. In case the allotte fails to pay the amount within 90 days, the entire amount gets forfeited. It is best advised to visit the web portal, inspect the flats, and confirm everything regarding the location, size, and cost before applying for the same.
| Application Fee for DDA Housing Scheme | |
| Category | Application Money for the DDA Housing Scheme |
| EWS | INR 10,000 |
| LIG | INR 15,000 |
Refund of Application Money
Mentioned below is the list of refunds available on a timely basis under DDA Housing Scheme 2024:
- No refund is available from the draw date to the 15th day from issuance of the demand cum allotment letter.
- 10% of the application fee will be available from the 16th to the 30th day after the issuance of the demand-cum-allotment letter.
- From the 31st day to the 90th day from issuance of demand-cum-allotment letter, 50% application fee will be refundable.
- A 100% application fee will be refundable 90 days after issuance of demand-cum-allotment letter.
Different Modes Available to Make Payment towards DDA Housing Scheme
Mentioned are the different payment modes available towards the DDA Housing Scheme:
- The first option is to mortgage your flat to any institution that is DDA-recognized.
- Cash payment is possible through NEFT/RTGS/Net banking.
- Individuals having a physical disability can either pay through cash or instalments.
Let us have a look at the steps to make the payment towards the DDA Housing Scheme:
Step 1: Go to the official web portal of the DDA Housing Scheme.
Step 2: Next, click on the payments link available on the home screen.
Step 3: Select your preferred option amongst cash payments, which is possible through NEFT/RTGS/net banking.
Step 4: You are then required to follow as per the instructions to proceed with making payment online once the preferred option is chosen.
Step 5: You are next required to provide your login details, such as your mobile number, challan number, captcha code, etc., to log in and complete the payment process.
Note: You are required to make payment of the selected DDA flat or housing property within 90 days from the date of issuance of the allotment letter. In the case of failure to pay the specified amount within the said duration, the allotted flat will be cancelled, and the registration amount will be forfeited.
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